What exactly is inKind?

inKind is your restaurant's growth partner. We bring together three things most restaurants buy separately: capital upfront, guests to fill your seats, and the data to see what's working. One partner, and one that only succeeds when your restaurant does.

How is this different from a marketing agency or a lender?

Unlike a lender, there are no loan payments or interest. Unlike a marketing agency, there are no monthly fees. We only succeed when guests come in and spend at your restaurant.

What does it cost, and how do you make money?

There are no fees, interest, or monthly payments. inKind purchases food and beverage credit from the restaurant upfront and is repaid as guests dine through the inKind app.

inKind Capital for chefs

Elevate your culinary
Interest-free.

Focus on your craft, not on loans. Access capital without compromise and keep your culinary vision intact.

$600M+capital deployed

10,000+venues funded

5M+inKind diners

See if you qualify

Interest-free capital, sized to the locations you already have open. About 60 seconds.

Company or group name

Number of locations

Zip code

Which best describes your venues?

Annual revenue (all venues)

Does your venue take reservations?

Yes No

First name

Last name

Phone

No obligation. A funding specialist follows up. We never share your information.

0% interest, no debt The lowest cost of capital in hospitality Trusted by independents to Michelin-starred groups

Why operators choose inKind

Capital you would actually want to take.

It is not a loan. inKind buys future food and beverage credit up front, so you get growth capital now and repay it as guests dine with you. No interest, no monthly debt payment, no equity.

Interest-free

The lowest cost of capital in hospitality. Nothing hanging over the P&L.

5M+ diners

A base of loyal app diners who spend 39.5% more per check on average and come back 2.5x more often. 4.9 stars across 94,000+ App Store reviews.

You keep control

No dilution, no lender dictating the menu or the vision. It stays your restaurant.

Lower fees

A seamless guest checkout and reduced processing costs on every inKind transaction.

How it works

Funding in three steps.

STEP 01

Qualify and agree

Tell us about the venues you already have open. inKind funds operators with at least one location open and trading, and sizes the interest-free capital to how those venues perform, fast, with no red tape.

STEP 02

Get capital now

inKind purchases future food and beverage credit up front. Deploy the funds across the venues you already run: equipment, a renovation, a refit or a patio. inKind funds operators who are already open and trading, and the capital is sized to how those venues perform.

STEP 03

Guests repay it

inKind's 5M+ diners dine and spend at your venue, drawing down the credit. There is no monthly debt payment.

Ready when you are

See how much capital you qualify for.

Built for operators with at least one location open, doing $500K or more across their venues. The capital is sized to what your open locations earn. It takes about a minute.

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